What Are Cookies and Tracking Technologies?

When you visit brainymentra.com, we use small data files called cookies along with other tracking technologies to make your experience better. Think of cookies as tiny notes that help our website remember your preferences and understand how you interact with our budget preparation educational content.

These technologies work quietly in the background, storing information like your language preferences, login status, and which sections of our financial education materials you find most helpful. We also use web beacons, pixel tags, and local storage to gather insights about how our learning platform performs.

Types of Tracking We Use

How Tracking Enhances Your Experience

Here's what happens behind the scenes when you use our platform:

• When you bookmark a budget template, we remember it for your next visit
• If you're halfway through our "Emergency Fund Planning" module, you can pick up where you left off
• Our system learns which financial examples work best for Korean market contexts and shows you more relevant content
• We can recommend related budget preparation topics based on what you've already studied
• Your progress through our learning modules gets saved automatically
• We can send you notifications about new budget planning resources that match your interests

Data We Collect and Why

Information About Your Visit

We track which pages you visit, how long you spend reading our budget guides, and which financial calculators you use. This helps us understand what's working well and what needs improvement in our educational materials.

Device and Browser Details

We collect information about your browser type, screen size, and operating system. This technical data helps us make sure our budget planning tools work properly on your device and optimize the mobile experience for studying on the go.

Learning Progress

When you're working through our budget preparation courses, we save your progress, quiz scores, and completed modules. This information stays with your account so you can track your financial education journey over time.

Managing Your Cookie Preferences

You have control over how cookies work on your device. Most browsers let you block or delete cookies, though this might affect some features of our budget planning platform.

If you disable cookies entirely, you might not be able to save your progress through our learning modules or use some of our interactive budget calculators. Essential cookies for security and basic functionality will continue working regardless of your preferences.

What Happens When You Opt Out

Without analytics cookies, we can't improve our educational content based on user feedback. Without functional cookies, you'll need to reset your preferences each time you visit. Marketing cookies being disabled means you won't see personalized recommendations for relevant budget planning resources.

Data Retention and Your Rights

We keep different types of data for different periods:

• Session cookies disappear when you close your browser
• Learning progress data stays in your account for up to 3 years of inactivity
• Analytics information gets aggregated and anonymized after 6 months
• Marketing preference data remains until you unsubscribe or request deletion

You can request to see what data we have about you, ask us to correct inaccurate information, or have your data deleted entirely. Keep in mind that deleting all your data means losing your learning progress and having to start over with our budget preparation courses.

Third-Party Services

Some cookies come from services we use to make BrainyMentra better. For example, we might use analytics tools to understand how our budget planning lessons perform, or video platforms to host our educational content about Korean financial markets.

These third-party services have their own privacy policies and cookie practices. We choose partners carefully, but you should check their policies if you want to understand how they handle your information when you use our platform.

Updates to This Policy

We update this cookie policy occasionally as we add new features to our budget preparation platform or change how we use tracking technologies. When we make significant changes, we'll notify active users through email or a notice on our website.

The current version reflects our practices as of early 2025. We recommend checking back periodically, especially if you're a regular user of our financial education resources.